Terms of Service
These Terms of Service ("Terms") govern your access to and use of the Urbanqorix website and platform (the "Service"). Please read them carefully. This is a general draft template provided for editing purposes and does not constitute legal advice or a jurisdiction-specific compliance document.
1. Acceptance of Terms
By creating an account, accessing, or using the Urbanqorix Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.
2. Description of Service
Urbanqorix provides software tools intended to help users automate and monitor dollar-cost averaging and related data-driven investment workflows. The Service is a software tool only; it does not provide personalized financial, investment, tax, or legal advice, and nothing on this site should be construed as a recommendation to buy, sell, or hold any security or asset.
3. Eligibility and Accounts
You must be at least 18 years old and capable of entering into a legally binding agreement to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.
4. No Financial Advice
All content, tools, charts, and outputs provided through the Service are for informational and educational purposes only. Urbanqorix is not a registered investment adviser, broker-dealer, or financial institution. You are solely responsible for evaluating the merits and risks associated with any investment decision you make, and you should consult a qualified independent professional before making financial decisions.
5. Subscription, Fees, and Billing
Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and renewal terms will be presented to you at the point of purchase. You are responsible for all charges incurred under your account. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the time of purchase.
6. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to any part of the Service, interfering with the proper functioning of the Service, reverse engineering any proprietary technology, or using the Service for any unlawful purpose. We reserve the right to suspend or terminate accounts that violate these provisions.
7. Intellectual Property
All content, software, trademarks, logos, and materials associated with the Service are owned by or licensed to Urbanqorix and are protected by applicable intellectual property laws. Except as expressly permitted by these Terms, you may not copy, modify, distribute, sell, or lease any part of the Service.
8. Third-Party Services and Data
The Service may integrate with or rely upon third-party platforms, data providers, or brokerage connections. Urbanqorix does not control and is not responsible for the accuracy, availability, or performance of third-party services. Your use of any third-party service is subject to that provider's own terms and policies.
9. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Urbanqorix does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Urbanqorix and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Urbanqorix, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service or your violation of these Terms.
12. Termination
We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Urbanqorix. You may also terminate your account at any time by discontinuing use of the Service and following any applicable cancellation procedures.
13. Changes to the Service and Terms
We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms periodically; any material changes will be reflected by an updated effective date. Continued use of the Service after such changes constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Urbanqorix is registered, without regard to conflict of law principles. This section is a general placeholder and should be reviewed and adapted to reflect the specific jurisdiction applicable to your business.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
If you have questions about these Terms, please reach out via the contact details provided on our Contact page.
This document is a general template and is provided for drafting purposes only. It does not constitute legal advice. You should have these Terms reviewed by a qualified legal professional before relying on them for your business.